What Is Generally Included in a Standard Flood Insurance Policy?

When deciding on flood insurance coverage, the cause of flooding matters. Flood insurance covers losses directly caused by flooding. Flooding is the most common and most costly natural disaster in the United States. Fortunately, you can purchase flood insurance to protect you from damage caused by a weather-related flood.

Flood insurance will help in protecting the things you value:

  • Electrical
  • Plumbing Systems
  • Furnaces
  • Water heaters
  • Refrigerators, cooking stoves, and built-in appliances
  • Permanently installed carpeting
  • Permanently installed cabinets
  • Foundation walls and staircases
  • Detached garages
  • Fuel tanks
  • Well water tanks
  • Pumps
  • Solar energy equipment
  • Personal belongings
  • Valuable items such as original artwork and furs (up to $2,500)
  • And more…

According to Smart Home America – Floods, according to National Geographic, cause about $6 billion worth of damage and kill nearly 140 people every year in the US. Most people don’t know that every state is at risk for flash floods or that everyone is in a flood zone. Read More Here and test your flood knowledge with our 5 flood facts you may not know. For more information on flood insurance in the Englewood area call the Gulfstream Insurance Company, we are ready to get you the coverage you need and answer all questions you may have about flood insurance.